Xbox has added a new “Buy Now, Pay Later” option to its website, potentially opening up Xbox ownership to more people. The option was initially revealed in the site's code, and now appears to be rolling out to Xbox fans.
It's been a tumultuous time for Xbox lately, but the company seems determined to turn things around. Cuts at Xbox have included layoffs, and changes are being made to how the company handles its games and subscription services, with Xbox Game Pass now deciding whether to arrive on release day on an individual case-by-case basis. More flexible Xbox Game Pass options are on the way, and a new purchase option for Xbox consoles has been added to the official site.
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Xbox Gets Buy Now, Pay Later Option
Gamers now have the option to finance their purchases through Xbox, giving them the ability to pay for Xbox later or over time. According to redphx, the site's backend now contains code that indicates that both PayPal and Klarna will be available, but at the time of writing, only the PayPal option appears to be active on the site. Buyers are given the option to pay for their purchase in four interest-free bi-weekly payments, or they can finance their deal to pay for their new Xbox over 24 months. The option is only available when purchasing Xbox consoles, so those hoping to finance the cost of an Xbox controller or game are out of luck with this option. However, for those who find the price of a new or refurbished Xbox too steep to commit to, this opportunity may come in handy.
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Xbox, like many other gaming systems, has seen the price of its consoles rise since their initial launch. The jump from $499 to $649 for the Xbox Series X and $299 to $449 for the Xbox Series S made the cost too high for some gamers. Unfortunately, due to rising costs of components due to AI data center demand, console prices are unlikely to go down in the immediate future, and that includes Xbox systems. Giving buyers the opportunity to pay over time or pay later for a new system can open the door for those previously turned off by price.
While Xbox fans may think this is a step in the right direction for the company, it's not the first to offer financing options in its online store. PlayStation exclusively offers Klarna as a financing option at check-out, giving buyers the option to buy a console and pay for it later. Although Nintendo allows the use of PayPal to purchase Nintendo Switch 2, it does not advertise financing options like Xbox and PlayStation. Gamers hoping for the same opportunity from Xbox's competitors may want to look into external financing options through credit card companies and the like, or use Klarna on PlayStation.
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Gaming has become a more expensive hobby than ever before, and financing options like these may be something that many gamers must use to manage costs. Entering into a deal now may be the best bet, as concerns have been raised that component prices may continue to rise, potentially leading to console makers raising prices.
